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Payment gateways for Adobe Commerce (Magento 2)

Gateway pages

About Adobe Commerce (Magento 2)

Adobe Commerce, still widely called Magento 2, is a PHP ecommerce application that ships in three forms: Magento Open Source and on-premises Adobe Commerce, both self-hosted, and Adobe Commerce on cloud infrastructure, Adobe's hosted PaaS running the same code with a Git-based build and deploy. It is used by merchants who want a catalog, checkout and admin they control at the code level, including B2B sellers, and it is usually run by an agency or an in-house development team rather than the merchant alone. The current release line is 2.4.9 (May 2026).

No card gateway ships in core. The built-in methods are offline: Check/Money Order, Bank Transfer, Cash on Delivery, Purchase Order, Zero Subtotal Checkout and, in B2B, Payment on Account. Adobe's integrated online options are Payment Services for Adobe Commerce, PayPal and Braintree. Everything else is a module. Adobe removed Authorize.Net from core in 2.4.0 and moved merchants to a Commerce Marketplace extension, and later bundled extensions such as Amazon Pay and Klarna went the same way. Third-party policy is open: any gateway can be distributed through the Marketplace or installed with Composer, and the platform charges no transaction fee for using one. Modules are built on the payment provider gateway framework, which also supports vaulting for stored cards.

For a developer testing a gateway, a full local or staging install is supported. Adobe publishes on-premises requirements for 2.4.x: Linux, PHP 8.1 through 8.5 depending on release, MySQL or MariaDB, OpenSearch, Composer 2 and nginx or Apache. Two things to plan for: the version matrix is strict, so match the gateway module to the exact Commerce release, and gateway webhooks still need a publicly reachable HTTPS URL, which a laptop install does not have without a tunnel.

How payments work on Adobe Commerce (Magento 2)

Built-in payments
No card gateway ships in core. The built-in methods are offline ones: Check/Money Order, Bank Transfer, Cash on Delivery, Purchase Order, Zero Subtotal Checkout and Payment on Account (B2B). Adobe's integrated online options are Payment Services for Adobe Commerce, PayPal and Braintree.1
Third-party gateways
Open. Any gateway can ship as a module, from the Commerce Marketplace or through Composer. In 2.4.0 Adobe removed the Authorize.Net integration from core and pointed merchants to a Marketplace extension.2
Checkout extensibility
Payment modules are built on the Commerce payment provider gateway framework, which also supports vaulting. Magento Open Source and on-premises Adobe Commerce are self-hosted (type open_source). Adobe Commerce on cloud infrastructure is Adobe's hosted PaaS running the same application, and extensions deploy to it through its Git-based build.3

What we checked

  • Adobe's payment-methods reference lists only offline methods as built-in, plus Payment Services, PayPal and Braintree as integrated online options, and does not list Authorize.net.1
  • The 2.4.0 release notes say the Authorize.Net integration was removed from core and merchants should migrate to a Commerce Marketplace extension.2
  • Third-party payment integrations are built on the Commerce payment provider gateway, with documented paths for custom payment methods and vault support.3
  • Adobe publishes on-premises system requirements for 2.4.x, including PHP 8.1 to 8.5 depending on release, MySQL or MariaDB, OpenSearch and Composer 2.4
  • Adobe Commerce on cloud infrastructure is a PaaS with pre-provisioned services and Git-based build and deploy, which Adobe distinguishes from on-premises Adobe Commerce and Magento Open Source.5
  • Adobe lists 2.4.9, released May 12, 2026, as the latest release line; regular support for 2.4.6 ended August 11, 2026.6

Sources

  1. https://experienceleague.adobe.com/en/docs/commerce-admin/config/sales/payment-methods/payment-methodsofficial documentation · checked 2026-09-10
  2. https://experienceleague.adobe.com/en/docs/commerce-operations/release/notes/magento-open-source/2-4-0changelog · checked 2026-09-10
  3. https://developer.adobe.com/commerce/php/development/payments-integrations/official documentation · checked 2026-09-10
  4. https://experienceleague.adobe.com/en/docs/commerce-operations/installation-guide/system-requirementsofficial documentation · checked 2026-09-10
  5. https://experienceleague.adobe.com/en/docs/commerce-on-cloud/user-guide/overviewofficial documentation · checked 2026-09-10
  6. https://experienceleague.adobe.com/en/docs/commerce-operations/release/versionschangelog · checked 2026-09-10

Last verified 2026-09-12 · Reviewed by a person 2026-09-24

Integration capabilities, requirements, pricing, availability, and vendor policies may change over time. UAT-Ops documents information based on the authoritative sources and testing available at the time of review.

Where newer information, testing, or vendor documentation materially changes a published claim, UAT-Ops may revise the page to reflect the most current verified information. Readers should confirm time-sensitive requirements with the relevant vendor before making production or purchasing decisions.